An Analysis of the Financial Performance of National Bank Limited Using Financial Ratio

Abstract

This study attempts primarily to measure the financial performance of National Bank Limited which one of the largest and prominent private commercial banks in Bangladesh for the period 2008-2013 and to identify whether any difference exists between a bank’s years of operation and its performance classifying two period (2008-10 & 2011-13). To complete my task I have to use various materials and take help form online source. Analyse the ratio here used financial ratio analysis (FRA) method which help to draw a overview about financial performance of the National bank limited in terms of profitability, liquidity and credit performance. To test the hypothesis the study has been worked on Student t-test by using SPSS. These analyses helps to see the current performance condition of this bank compare past performance. Because now a day’s banking sector of Bangladesh is suffering the disease of default culture which is the consequence or result of bad performance of most banks. The performances of banks are dependent more on the management’s ability in formulating strategic plans and the efficient implementation of its strategies. The study findings can be helpful for management of National bank ltd. always for private commercial banks in Bangladesh to improve their financial performance and formulate policies that will improve their performance. The study also identified specific areas for bank to work on which can ensure sustainable growth for these banks.