Abstract
Near Field Communication (NFC) enables mobile handsets to perform bidirectional wireless proximity communications with other electronic devices. From an end user point of view, Mobile NFC Services (M-NFC-Ss) are expected to replace plastic cards (e.g. for payments) by bringing improved convenience and functionality. SIM cards have been used to secure the data and applications that implement M-NFC-Ss. A total of 300 commercial and pilot initiatives have been reported in 2015. However, no commercial solution has succeeded in reaching out the mass market with few exceptions in special institutional settings (e.g. Japan). Some of the explanatory factors lie in the technical architecture used. For example, GSMA recognised the need to cut as much as 75% out of its complexity. We present an alternative architecture to deploy SIM-based M-NFC-Ss, which is derived from four individual proposals: eliminate the Wallet, centralise the TSM functionality, use OTI instead of OTA, and eliminate certain technical integrations.
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