Abstract
Lending theory is full of research on repayment games. There are games with individual liability, with joint liability, with joint liability and social sanctions, with joint liability and message games, with partial joint liability and an even greater multitude of repayment games can be imagined where repayment is made cooperatively or non-cooperatively, simultaneously or sequentially, with punishment functions that are symmetric or asymmetric, with two or more borrowers, and so on.
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