Abstract
capitalist. The returns from capital invested in the farm business are nearly equal to those from his labor. The average investment per farm according to the 1910 Census is $6,444 which, if considered on the basis of 5 per cent, would yield an income of $322. Investigations by the several State Agricultural Colleges and by the U. S. Department of Agriculture have shown that the average annual labor income derived by the farmer is from $300 to $500 depending upon the region and the general conditions covering the particular area. In addition to this the farmer has the use of the farm house to live in and those products which the farm furnishes towards his family living. The needs of the American farmer in the way of capital have never been adequately understood and in most cases he has been left to get along with what money he could secure either by unfavorable terms on mortgages, or by paying high interest rates on short term loans. CAPITAL INVESTED IN AMERICAN FARMS
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