Abstract
It is imperative to develop a macro-level framework, and longterm policy alternatives to solve the housing problems of Turkey. Effective housing programmes necessitate the predetermination of target groups, where income level and income share devoted to housing expenditures are considered, with this in mind, this study aims to compare alternative scenarios of housing finance considering their accessibility to different income-groups by means of a macro-economic simulation model of housing needs assessment. Investment and subsidy requirements of the proposed housing programmes were also evaluated by using macro-economic data. Comparison of the scenarios showed that new policy proposals should cover rental housing, especially for low-income groups.
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