Abstract
AbstractThis paper discusses the effect of income on access to justice in the context of the Dutch welfare state, which offers subsidized legal aid to low‐income households and also has a well‐established market for private legal expenses insurance (LEI). We find that access to non‐state legal resources such as LEI is a key determinant of the liklihood of seeking legal advice, particularly for middle‐income groups whose socioeconomic position is increasingly precarious. The importance of non‐state legal resources for the middle class demonstrates the cushioning effect of subsidized legal aid for low‐income households, but also raises questions about how to safeguard access to justice for households other than those with the lowest incomes.
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