Abstract
The rapid emergence of the Financial Technology Industry (Fintech) has revolutionized the financial landscape, attracting extensive academic attention and industry-driven innovation. This systematic review synthesizes the literature on Fintech development to provide an exhaustive understanding of every major and centrifugal development. The review includes a methodical assessment of peer-reviewed articles, conference papers, and industry reports published between 2010 and 2024. A review of the literature indicates the far-reaching impact of Fintech across the various segments of banking, payment, lending, wealth management, and insurance. The literature unravels the significant role of advanced technologies such as blockchain, artificial intelligence, and big data analysis in promoting innovation across the financial sector. Additionally, the analysis preaches the existing regulatory participation and its implications on Fintech adoption and the promotion of market expositions and consumer interests. KEYWORDS: Research Paper, Fintech Innovation, Artificial Intelligence in Finance, Digital Payments, Crowdfunding.
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