“A STUDY ON THE PERCEPTION TOWARDS THE AGRICULTURAL FINANCE PROVIDED BY THE BANKS IN RURAL AREAS”

Abstract

Indian Economy is heavily depending upon Agriculture since independence, as it contains high weight age in total contribution of national income,so we can say in India agriculture is not business rather way of living life.Agriculture not only contributes to GDP but also in export and import, food processing business and other agricultural business. As India is labour intensive country and also most of peoples live in rural area, agriculture and related business provides majority of employment opportunity in their local region only. India has not preserved and developed its natural resources when it comes to farming. Farmers also suffer due to lack of irrigation facilities.The methods of cultivation in most areas of India are still primitive. There has been a scarcity of fresh investments in agriculture sectors. Indian agricultural industry has its own tailbacks at each stage.The present paper focus on how farmers perceives agricultural loan, do they believe it is really contributing in to economic well being? This paper also attempts and possible suggestion to the stake holders to act in decisive mode while addressing famers issue related to agriculture finance.