Abstract
Chinese provincial panel data from 2011-2020 are selected to empirically demonstrate the impact of digital inclusivefinance and its sub-dimensional indices on the urban-rural income gap using a panel fixed effects model. The findingsshow that digital inclusive finance narrows the urban-rural income gap in China, and the conclusions still hold afterusing instrumental variables to deal with endogeneity; there is regional heterogeneity in the effects of digital inclusivefinance and its sub-dimensional indices on the urban-rural income gap.
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