Year-end Sale % OFF 
Abstract
In recent years, with the frequent occurrence of adolescent suicide, the topic of adolescent mental health has attracted special attention. The insurance products against this risk need to be studied. In this paper, based on an investigation of students and parents in five junior and senior high schools in Shandong Province, we design the adolescent mental health insurance product that meets the market demand and design additional insurance to protect against the risk induced by sudden accidents. The premium pricing system based on mental health status (MHSBI) is constructed with adjusted rates. The total premiums are in line with the applicants’ willingness to pay. This paper improves the deficiencies of insurance research about adolescent mental health, and provides theoretical support for the introduction of such insurance products.
Published Version (
Free)
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
