Abstract
Insurance does play the role of risk bearer in case of uncertainty of health, life and business. Insurance helps the people in hedging their risk not only for the lives but also for the property. Now a day's new concept of expenses incurred on hospital also included in insurance. This concept of Mediclaim Insurance is not new to the business world; history says that it is been in practice since the year. In India private sector and public sector insurance companies are providing this type of insurance. Under the guidance of IRDA this Mediclaim insurance is booming. Therefore now it is a time to analyze and evaluate the performance of insurance companies and the expectations along with the preferences of Mediclaim insurance. This paper is giving a due attention and focus on the various aspects of the Mediclaim insurance from the point of view of insurance companies as well as insurance policy holders.
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