Abstract
A solid financial plan considers all the variables that can affect your financial future, such as your current income, savings, expenses, and expected future income. So you try to match your savings and investment decisions with your long-term and short-term financial goals. Financial planning is crucial when it comes to saving taxes. We should have a stable savings rate because the financial markets always oscillate between inflation and deflation. Financial planning is not adequate without considering tax implications.Effective tax planning can reduce our tax burden. Taking advantage of all tax breaks, allowances, returns and exemptions while ensuring that your investments match your long-term goals is the best way to do this.
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