Abstract

This study has been carried out to evaluate the nancial performance of HDFC bank. HDFC was amongst the rst to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. HDFC Bank is the second largest Private sector Bank in India and one of the top 5 banks in the country. The bank has a network of 5000+branches and 16000+ATMs in 2902 cities/towns. HDFC Bank provides a number of products and services including wholesale banking and retail banking, treasury, auto loans, two wheeler loans, personal loans against property, consumer durable loans, life style loan, credit cards and the various digital products. The nancial performance of above mentioned bank has been evaluated for the past ve years i.e. 2017, 2018, 2019, 2020, 2021. The data analyzed by ratio analysis such as current ratio, liquid ratio, xed assets ratio, debt-equity ratio and net prot ratio and give interpretation to each ratio. To conclude this nancial soundness of the bank is satisfactory during the study period.

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