Abstract
Fintech is an emerging industry in India, which enables the delivery of financial services with the help of technology to the customers and financial institutions. This system is much faster, more affordable, and more accessible, as compared to the traditional financial system that operates throughout the world. It enables the real-time availability of data at your convenience. In short, the customer can go online and carry out financial transactions as per their need and tools available for the customers. The fintech industry has been picking up pace in recent times and thus, it has become essential to understand how do they work and affect the customers traditionally availing the financial services. Fintech is not just the talk of the town, but way ahead to reach heights to sustain and compete in the marketplace. This paper is about how the fintech industry is growing in India and what lies in the future for this industry. With the help of a case study of Ringmoney, we can recognize the huge scope of this industry in India and can see that there has been increasing acceptance from the people.
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