Abstract
Self-Help Group (SHG) program is a pragmatic approach to eradicate poverty. It is initiated as a self-employment program in the jargon of poverty eradication measures as well as empowerment program in the country. The SHG program was initiated in Belgaum District of Karnataka State in 2000 by the Govt. with a view to bring more poor women under this program to make them empowered politically, socially and economically. But the development of Women Self Help Groups (WSHGs) is very slow in terms of its number, membership, accumulation of funds and size of disbursement of funds among beneficiaries. There is a dire need of effective efforts from all sides to make the development process of WSHGs strong and sustainable in the district.
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