Abstract
The real economy is the main body of high-quality development, and the efficiency of capital allocation is an important manifestation of the development of the real economy. Therefore, it is very important to study the efficiency of capital allocation. As a representative of horizontal finance, commercial credit has a significant impact on the improvement of capital allocation efficiency. In view of this, this article combs the literature on commercial credit and capital allocation efficiency from the following aspects: firstly, by studying the literature, combing the literature on the macro-level, micro-level and economic effects of commercial credit; secondly, the measurement method of capital allocation efficiency And the influencing factors are systematically sorted out, and finally sorted out and evaluated the existing literature on the influence of commercial credit on the efficiency of capital allocation.
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