Abstract

Chapter 6 (‘A Global Network’) offers a quantitative analysis to compare and contrast the dispersion of ATMs across different European, North American, and Asian countries. It also continues with the theme of networks while explaining the role of payment card companies to enable global access to liquid funds. There is no single global ATM network but a collection of individual, country-based providers that use alternative switches to enable the communication between one ATM and the customer’s bank. Reference is made to the politics within banking organizations, shared networks, and card companies which, in a way, led to a snail pace in the formation of the global network.

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