Abstract
Studies analyzing the temporary repercussions of motor vehicle accidents are scarcer than those analyzing permanent injuries or mortality. A regression model to evaluate the risk factors affecting the duration of temporary disability after injury in such an accident is constructed using a motor insurance dataset. The length of non-hospitalization medical leave, measured in days, following a motor accident is used here as a measure of the severity of temporary disability. The probability function of the number of days of sick leave presents spikes in multiples of five (working week), seven (calendar week) and thirty (month), etc. To account for this, a regression model based on finite mixtures of multiple discrete distributions is proposed to fit the data properly. The model provides a very good fit when the multiples for the working week, week, fortnight and month are taken into account. Victim characteristics of gender and age and accident characteristics of the road user type, vehicle class and the severity of permanent injuries were found to be significant when accounting for the duration of temporary disability.
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
