Abstract

Credit risk assessment is very important to the small and medium enterprises in China. In this paper, a credit risk assessment system for the small and medium enterprises is proposed. In order to evaluate the credit risk, the features of Chinese small and medium enterprises are analyzed first, and then a credit risk assessment index system is built up and a proper method is chosen to assess the credit risk using the index system. At the end of this paper, a prototype credit risk assessment is shown through some screens.

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