A comparative study on the reform of rural credit cooperatives under the strategy of rural revitalization

Abstract

Rural credit cooperatives are the main force serving “agriculture, rural areas and farmers” in China. Zhejiang and Shaanxi are the first pilot provinces of the rural credit cooperative reform in China. The research on the reform of rural credit cooperatives in Jiaxing, Zhejiang and Yan 'an, Shaanxi shows that there are significant regional differences in the reform and development of rural credit cooperatives. Yan'an rural credit institutions play a more prominent role in supporting agriculture, but Jiaxing rural credit institutions have comparative advantages in overall operational efficiency, anti-risk ability, profit model and other aspects. On this basis, it is proposed to follow the principle of “six insistence” in promoting the reform of rural credit cooperatives, continuously improve the operating capacity of rural credit cooperatives, and promote the supply side structural reform of rural finance.