Abstract
The study focuses on personal loans because they are in high demand and bhoom in the market today. It is an unsecured loan, also called a "signature loan," because it is based on the creditworthiness of the individual, with no need for any collateral security. The study basically highlights the comparison of public (SBI) and private (HDFC) sector banks on the personal loan product. The goal is to learn about people's first choices for personal loans and to determine who among them offers the best services. By using both the secondary and primary data and collecting the questionnaire responses of each bank borrowers. I concluded that people have blind trust, and his first choice is SBI, but its loan eligibility criteria do not allow every person to take a loan from them, and they charge a low interest rate. in contrast to HDFC, which offers quick loans at a high interest rate. Keywords: - Personal loan, SBI, HDFC,
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