Abstract
Abstract : The US financial services industry is an important contributor to the economic power of the nation. The industry is in excellent health - well capitalized, dynamic, and innovative. Recent legislative changes have altered the structure of the industry by allowing banks, insurance companies, and securities dealers to consolidate into large financial holding companies that cut across industry sectors. US financial services firms are also positioning to compete here and abroad with international firms. Advances in information technology continue to provide opportunities for firms to increase business and customer service, but also create an industry risk in the form of cyber crime. The industry will continue to be competitive, but profitable, and will remain well positioned to support continued US leadership in the global economy.
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