Abstract

The article considers the introduction of Internet of Things technologies into the waiting model in the insurance services market. The basic scheme of the content of the Internet of Things concept and its use in the insurance business are presented. The main directions of the introduction of the Internet of Things are considered, such as prevention of the occurrence of risky situations and reduction of the scale of losses due to the events that occurred and (or) their frequency. The options for applying the concept in vol-untary medical insurance, property and motor transport insurance, taking into account the use of marketing relationships with consumers, are considered. The reasons hindering the development of the Internet of Things in Russia in the context of types of insurance have been identified.

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