ЗАПОБІГАННЯ РИЗИКАМ ВИНИКНЕННЯ ФІНАНСОВОЇ КРИЗИ В УЧАСНИКІВ ТЕРИТОРІАЛЬНОЇ ГРОМАДИ

Abstract

The article examines the phases of the crisis state of the participants of the territorial community in order to build an effective anti-crisis management system. In this context, a list of risks is defined as a category of anti-crisis management of the territorial community (innovative, investment, financial and credit, production), which takes into account the nature, essence, numerous sources of the risk situation, etc. At the same time, proposed methods of preventing the risks of financial crisis in the participants of the territorial community (express diagnostics of the enterprise's activity, methods of forecasting problem situations (expert methods: "brainstorming", the Delphi method, etc.), the "tree of goals" method, methods of reliability theory, which are used to predict complex systems). It is substantiated that in territorial communities risk diversification is an influential method of anti-crisis management in accordance with the strategic development plan. At the same time, the long-term development strategy of the participants must undergo appropriate changes, otherwise a crisis may arise in the territorial community, i.e., a consequence of a critical mismatch between the way the community functions and external conditions. Therefore, the main tools for the response of the participants of the territorial community to the level of a real threat to the financial balance of the enterprise, which is part of the territorial community and whose products are important for ensuring logistics, can be attributed: financial support from the financial and credit participants of the territorial community; long-term bank lending; provision of irrevocable financial assistance by insurance and investment companies; active actions regarding modernization of equipment, introduction of new technologies, effective marketing, search for new product sales markets, commercial lending; resource provision for maximum success and others.