Внедрение страхования профессиональной ответственности для юридической и финансовой защиты медицинских работников: Аналитический обзор

Abstract

Main elements: Professional liability insurance of medical workers covers unintentionally incurred risks as a result of the performance of their professional duties, and caused damage to the health and life of the patient. In fact, this is a type of property insurance, in which there is a satisfaction of property claims made to health workers, due to omissions and errors of professional activity For the purpose of administrative and civil protection of medical workers, the issue of introducing professional liability insurance in the medical sphere will increase the level of public confidence in the domestic health care and constructively address medical incidents that have caused damage to the health and life of patients. During the analytical study, 3 policy options were proposed: 1. Establishment of an independent non-profit fund for compulsory insurance of professional liability of medical workers; 2. Insurance of professional liability of health workers through functioning insurance companies; 3. Insurance through professional associations of medical workers of the Republic of Kazakhstan. The vision for the implementation of policy options Each of these policy options will contribute to the development of legal and financial protection for health professionals. To achieve the best results, it is necessary to choose the most effective and implemented policy. Keywords: insurance, professional responsibility, medical workers.