Класифікація фінансових посередників та їх роль на фінансових ринках

Abstract

The paper is devoted to the issues of the study of the nature of financial intermediaries in terms of their role in financial markets and their types existing in different regions of the world. The place of financial intermediaries among other participants of the financial market is considered, it is described what positive effect they allow to achieve to other entities who use their services. The types of services they provide are outlined, as well as the new types of services of financial intermediaries beginning to be in demand. The American, European and Ukrainian models of classification of financial intermediaries are analyzed and logical connections between the variety of types and types of financial intermediaries, which are represented in the financial market of a certain region and the level of its development, are found. It is found out how classifications can be changed as a result of the development of certain types of financial intermediaries on the example of changing classifications in American economics. The key differences in the American and European classifications are highlighted and their reasons are substantiated. The paper analyzes the financial intermediaries, which are insufficiently developed in Ukraine in comparison with the American and European markets. The other classifications are also provided that may be useful in the process of analyzing the activities of financial intermediaries. The results of this study can be used as a basis for further study of the nature of financial intermediaries in the development of state policies to regulate the financial market of Ukraine and in the development of bills that determine the legal status of financial intermediaries in Ukraine.