ООБЛИВОСТІ ТА ПРОБЛЕМИ МЕХАНІЗМУ РЕАЛІЗАЦІЇ МОРСЬКОГО СТРАХУВАННЯ В УКРАЇНІ

Abstract

The article reveals the problems in the organization of marine insurance in Ukraine that have arisen to date, the peculiarities of its development, analyzes the state of marine insurance in Ukraine, highlights the features of maritime compulsory and voluntary insurance, considers such a division of marine insurance as cargo insurance, marine insurance market of Ukraine. The advantages and disadvantages of sea transportation are revealed and it is noted that sea transportation, transportation of goods by sea are the activities of maritime transport enterprises, which belong to the risky activities of maritime transport enterprises. Hence the problem of forming such a mechanism for the implementation of marine insurance in Ukraine, which would provide compensation for losses in the event of an insured event, could regulate them on a legislative basis, prevent dangerous events and meet international marine insurance standards. Shipowners, consignees, shippers and insurance companies should be interested in ensuring the safety of navigation, the safety of cargo delivery and the safety of port operations. Therefore, an important condition for the development of domestic maritime and water transport, maritime transport enterprises is the development of marine insurance in Ukraine. Thus, in this article the current state of marine insurance in Ukraine was considered, personalities and shortcomings in the organization of the marine insurance mechanism were identified. During the study, it was found that in Ukraine the most common types of marine insurance are: - voluntary insurance of sea and river transport (water transport insurance); - cargo insurance; - insurance of risks (liability of shipowners). It was found that Ukrainian marine insurance does not meet international standards and modern requirements. Therefore, it is necessary to maintain and improve existing types of marine insurance by investing in the shipping industry and maritime transport enterprises, as the transportation of goods by sea and river transport is an important condition for the development of the country as a whole.