Abstract
Financial literacy in today's developed and rapidly changing world is one of the vital elements in the system of skills and rules of conduct. The textbook contains six chapters that form students' financial literacy and contribute to the development of decision-making skills in the field of personal finance management. The textbook discusses modern financial services and financial products for the population, types of financial violations and fraud, as well as ways to counter them. The practical aspects of taxation of individuals, ways of protecting the rights of consumers of financial services are separately touched upon.
 Meets the requirements of the federal state educational standards of higher education of the latest generation.
 For students of higher educational institutions studying in the main educational programs of higher education in the areas of bachelor's degree.
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