Abstract
The article describes the place of financial risk in the economic activity of Ukrainian enterprises. It is noted that in contrast to the general definition of the concept of the definition of the essence of financial risk is more specialized, and reflects the emergence of uncertainty in the financial activities of the enterprise. The authors state that the diversity of financial risk classifications forms the necessary preconditions for the formation of a risk management system at the enterprise. Thus, risk management can be considered as a certain management process consisting of several stages, namely: 1 stage - Identification of risks (for implementation it is necessary to have a wide range of practical and theoretical knowledge in this area, qualitative and quantitative approaches); Stage 2 - Decision-making on the method of risk assessment. Risk assessment (there are three groups of assessment methods: economic-statistical, expert, analog); Stage 3 - Decision-making on methods of exposure to risk (management method or risk avoidance, or prevention of loss, or redistribution of risk, or taking a risk to itself according to the financial capabilities of the enterprise and the total amount of potential losses); Stage 4 - Realization of the selected methods of influence on risk and correction of the risk management system at the enterprise after monitoring the results of management. It was found that the main influence on the decision making results is the second stage, provided that the risk assessment methods and their main methods (tasks) are correctly compared. As a result of the analysis of existing methods and models of financial risk assessment, the company has established that in practice expert methods are dominant. As a whole, it is noted that the process of risk management in enterprises of any form of ownership is based on general principles and approaches and is determined by the individual tendency to risk of its managers.
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