Abstract
The article presents an analysis of the current situation with legislative requirements for the formation of financial reserves for localizing and eliminating the consequences of emergency situations. The main reasons for the low penetration of this type of insurance in organizations both related to the operation of hazardous production facilities and organizations of a public nature have been identified. The pros and cons of the main methods of forming financial reserves for localizing and eliminating the consequences of emergency situations are considered and analyzed. The economic feasibility of insurance as the most effective form of forming the necessary financial reserve is substantiated. The most complete list of risks covered by this type of insurance has been compiled. A set of measures has been proposed aimed at developing this type of insurance, ensuring maximum coverage of the risks of organizations and introducing a set of preventive measures that reduce the likelihood of emergency situations and/or reducing the severity of the consequences from them.
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