Abstract
The subject of the flock is conditioned by the need to consider the influence of internal and external factors on the interest rates of banks. The purpose of the study is a comprehensive, reliable study of the main factors influencing the formation of interest rates on the basis of methods of cognition developed in science, as well as obtaining and implementing recommendations of results and conclusions. The choice of the direction of scientific research is related to the need to compile an idea of the features and methods of forming the interest policy of the bank. The research used the method of analysis, synthesis, observation and collection of factual information that allowed studying economic phenomena both in parts (analysis) and in general (synthesis).The article examines the factors influencing the interest rates of commercial banks, which depend primar-ily on the macroeconomic situation in the country.
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