중년기의 성공적 노화를 위한 노후준비 수준과 노후만족도에 미치는 영향

Abstract

The purpose of this study is to prepare for a retirement by identifying the level of preparation for successful aging and empirically analyzing the impact this has on successful aging in old age. The 4th supplementary survey of middle-aged adult men and women aged 45 to 59 in 2001 and the 19th main survey in 2016 between the ages of 60 and 74 were used. In the 4th supplementary survey, preparing for retirement for each area was investigated, and in the 19th main survey, retirement satisfaction, which indicates successful aging, was investigated. Multiple regression analysis was conducted for preparing for retirement→retirement satisfaction, and path analysis was conducted for economic factors(income)→preparing for retirement→retirement satisfaction. T-test and ANOVA analysis were used to analyze the differences in retirement preparation, retirement satisfaction, and income between gender and educational background. The study found that retirement preparation in middle age had a significant impact on retirement preparation satisfaction, and that there were differences in retirement preparation depending on gender, spouse presence, and education level. In addition, it was found that economic factors (income) in middle age affect retirement preparation, and retirement preparation affects retirement satisfaction. Finally, based on the analysis results, we discuss the comparison with existing studies and make suggestions for further research.