Abstract
In the article research a specialty of bank lending to small businesses and study the characteristics of bank lending to small businesses. Study the characteristics of bank lending to small and medium businesses. Trends, advantages and disadvantages of loan products for small and medium businesses were analyzed. Indicate the main features of lending to small businesses. The possibility of cluster approach in bank lending was considered for the purposes of efficiency of small businesses. Listed in analyzing the main problems and subjects of small business lending, as well as the different forms of lending, based on integrated approach, were proposed for various activities of small businesses. The possibility of standardization combination in the form of loans was established that may increase the availability of loans for different groups of small businesses.
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