Abstract
The article considers the risks that arise in commercial banks, such as credit and financial ones. The purpose of this article is a detailed study of banking risks and the proposal of measures to minimize and eliminate them. Risk is an indispensable condition of financial activity. In the activities of commercial banks, the problems of credit risks, the state of overdue debts and the level of repayment of loans, the liquidity and solvency of borrowers, the balance of resources and liquidity are exacerbated. For the successful operation of credit institutions, it is important to eliminate risks in time. The relevance of the topic is that risk management should be aimed at minimizing them in order to obtain maximum income. It is also necessary to identify banking risks at the initial stage of their inception and have the knowledge to eliminate them. The article examined the main causes of banking risks in Russia in recent years, as well as highlighted measures to eliminate banking risks. The following methods were used in the research: methods of scientific abstraction; method of analysis and synthesis; graphic method.
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