Сучасні тенденції грошового обігу в Україні

Abstract

The article analyzes the structure of the money supply in Ukraine, analysis of cash banknotes. The purpose of the study is to determine the key principles and modern features of the organization of money circulation in Ukraine, to analyze the structure of the money supply and identify directions of its optimization. The problems, advantages and disadvantages of cash and non-cash money circulation in Ukraine have been identified. According to the results of the study, the М0 monetary unit for 2021 increased from UAH 384.37 billion compared to 2019. to 581.01 billion UAH, the monetary unit М1 increased from 770.04 billion UAH. up to UAH 1281.24 billion, the monetary unit М2 from 1435.22bn. UAH. to UAH 2069.61 billion, and the monetary unit М3 increased from UAH 1438.31 billion. up to 2071, 37 billion UAH. The current requirements require the National Bank of Ukraine to conduct measures to reduce the volume of cash circulation and its streamlining, as well as to direct efforts to stabilize cashless payments, which will contribute to the organization of cash turnover and reduce the rate of cash growth in circulation. The activities of the National Bank of Ukraine should be aimed at popularizing cashless payments among the population, developing their payment culture, holding events, strengthening the technical capabilities of banking institutions, speeding up transactions. In order to further improve cash circulation, it is necessary to perform actions related to the achievement of reasonable forecasting of cash mass in circulation, in its volumes and denominations; maximum involvement of cash in the economic turnover of the state; ensure high quality of cash.