Abstract
The article contains a comprehensive consideration of risk in the context of both possible losses and additional income and bonuses in the system of organizing competitive procurement of insurance services. considers enterprises. The relationship between the source of risk, risk and the consequences of risk in the system of complex dependencies of one factor on several derivatives and vice versa is examined in detail. The author explored the concept of risk appetite in the system of organizing risk management in companies in the financial sector of the economy; consideration of this concept is tied into the context of the development and development of the company’s strategy. To organize the process of managing an organization, taking into account the understanding of the nature and context of risk, the author proposed an integrated risk management system. The tasks that it allows to solve and the basic principles and requirements for its construction are described in detail.
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