임대차시장 안정화를 위한 전세금 보증제도 개선방안

Abstract

Despite the expiry of the lease contract, cases where lessee fails to get back the deposit or lease deposits from the landlord on time are increasing every year despite the expiration of the contract period. In particular, when the housing market is in a recession, disputes between lessors and lessees over the return of deposits are increasing, making the lease market uneasy. In contrast, the Housing Lease Protection Act protects the lessee by prescribing counter-force and preferential right to payment, and on the other hand, it allows the deposit money to be returned promptly by subscribing to a deposit refund guarantee through a guarantor institution. However, recently, while owning a house through gap investment, the non-return of the deposit due to the economic recession has increased rapidly, and fraud using the lease has occurred, revealing the limitations of the existing tenant protection system. Accordingly, this study examines the current deposit protection system and cases of deposit damage, and examines institutional limitation and problem that guarantee the return of deposit money. I would like to propose an improved deposit guarantee system. This study is one of the various improvement methods related to lease, and it is hoped that more improved plans will be derived through in-depth and diverse research.