농업인 안전보험의 가입 현황 및 영향요인

Abstract

This study examined the insurance status and influencing factors of farmers’ safety insurance in Korea. An interview survey through farm-house visits was conducted on 10,020 representative samples of farm houses across all provinces except for Jeju-do. A total of 9,970 farmers over 19 years of age responded to the survey. Among the respondents, 70.7% answered that they need farmers’ occupational compensation insurance. On the other hand, only 36.3% and 32.0% of all respondents were aware of and had farmers’ safety insurance, respectively, which has been operated by the National Agricultural Cooperative Federation and partially supported financially by the government. Females, farmers over 70 years of age, farmers with a low income, and those with shorter period of farming showed a significantly lower proportion of being aware of and having farmers’ safety insurance than the other groups. The farmers’ awareness and the need for farmers’ safety insurance and experience of farm safety and health education were significantrelated to the higher probability of having farmers’ safety insurance. To increase number of farmers’ safety insurance policy holders, public relations on the insurance are needed, particularly for farmers with low information strength, such as females, elderly, low-income farmers, and beginning farmers. In addition, education on farm safety and health, including insurance information, would be an effective way to improve awareness and the need for insurance among farmers as well as sound finances of the insurance by contributing to a decrease in the agricultural injury and disease rates.