СТАТИСТИЧНИЙ АНАЛІЗ ДОХОДІВ ТА ВИТРАТ ДОМОГОСПОДАРСТВ

Abstract

The article presents the results of an analytical and statistical study of the dynamics and structure of incomes and expenses of Ukrainian households. The informational basis of the study is the data of the State Statistics Service of Ukraine regarding household incomes and expenses for 2017–2021. The territorial distribution and quantitative composition of domestic households are characterized. An analysis of the structure of aggregate income resources of households was made. The dynamics, trends and problematic aspects of household income generation were studied. Real incomes of households were compared with their subsistence minimum. The analysis showed that the average monthly amount of total household resources in Ukraine during 2017–2021 showed positive dynamics. Household incomes differ significantly across regions of the country. Despite the constant and rather significant growth of the nominal incomes of Ukrainian households, their real incomes grow much more slowly, which is due to the influence of inflation. The study of expenses as a component of the assessment of the financial condition of households made it possible to single out the following features in the structure of expenses of domestic households: a high share of consumer expenses, and accordingly, a low share of non-consumer expenses, in particular, investment expenses; a high share of expenditure on food products. An analysis of the dynamics and structure of total household expenses was carried out. It is proved that the structure of domestic household expenses is quite typical for post-Soviet countries. With the help of the Engel curve, the dynamics of the current financial provision of household expenses is illustrated. It was established that the key factor affecting the formation of household expenses is their income. It has been proven that the financial condition of households is affected not only by the amount of income, but also by the level of their use. An imbalance in the structure of income and expenses of domestic households was revealed. It is noted that the financial condition of domestic households did not significantly improve during the research period.