Abstract
The resource base of a commercial bank determines the capabilities and scope of its activities. The most significant source that forms banking resources are deposits of individuals and legal entities. This article examines the current practice of attracting deposits as a source of funding resources using the example of Sberbank PJSC. The factors influencing the volume of the deposit are identified and on their basis a linear multiple regression model is built. Recommendations are proposed to improve the process of attracting deposits by a commercial bank.
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