경미사고 사례분석을 통한 공학적 상해위험 분석의 유효성

Abstract

In the case of minor injury patients, they usually feel stiffness in the neck or waist. However, it is not detected through image diagnosis techniques such as CT or MRI. Therefore, doctors rely on the victim's subjective arguments for treatment. Some victims exploit these blind spots and receive excessive insurance payments. According to data from the Korea Insurance Research Institute, It was announced that the scale of over-treatment for minor injury patients is serious, which leads to the effect of raising insurance premium for good insurers. In the engineering field, an analysis method through simulation was attempted to analyze the judgement of the minor injury. However, there were many limitations to the reliability of the simulation model. Therefore, in this paper, based on the empirical research results and car to car collision data, the risk of passenger injury was judged based on two real accident cases. As a result, it was difficult to judgement the risk of injury to passengers in the two real accident cases. These results are used as reference materials by the court, and the injury claimed by the victim was not recognized.