Abstract

This article presents an algorithm for choosing the type of credit policy of a construction organization. The application of the developed algorithm allows the contractor to determine that the deferred payment by the customer leads to an increase in the period for the contractor to break even and at the same time delay the moment of making a profit in real money. A matrix for choosing the type of credit policy by the contractor is proposed, which is an effective tool for making decisions by the contractor on participation in contract bidding on the terms put forward by the customer based on the estimated indicators, both in case of a decrease in the contractor's business activity, in an unfavorable economic situation, and in conditions of economic growth.

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