РАЗВИТИЕ ЦИФРОВЫХ ФИНАНСОВЫХ АКТИВОВ В МИРОВОЙ ЭКОНОМИКЕ

Abstract

In the article, the author defines the concept of “digital financial assets”, “cryptocurrency”, “tokens” and their relationship and the need for application, noting the advantages of introduction in the countries of the world. The significance of the introduction of these assets is as follows: in the potential for democratizing access to financial services, in increased transparency and efficiency compared to traditional financial assets, in the possibility of introducing new business models and financial products, in the possibility of accelerating and reducing the cost of cross-border payments, in reducing the cost of currency conversion. The paper examines the practices and features of regulation of digital financial assets in different countries and in Russia.