대학생의 ‘경제생활역량’과 영향변인에 대한 탐색적 연구

Abstract

Purpose: The Economic-life competencies of college students were measured and variables affecting these competencies were analysed. Method: Economic-life competencies were measured using the Money-Frame Scale, and t-test and ANOVA were performed to analyze various factors affecting money power, and correlation analysis and multiple regression analysis were conducted. Results: Personal factors (gender, age, grade, pocket money, savings/investment, donation/sharing, self-income), Family factors (mother's occupation, financial conversation at home), Economic education factors (economics-related education, time of first economic education, economics-related education at home, economic content usage rate & contentd), Economic life factors (financial crisis experience, awareness of income and expenditure, consumption expenditure records, savings, understanding of savings products, budgeting, financial information sources, retirement financial planning, financial trust) have been shown to increase Economic-life competencies. Conclusion: There is a need for establishing the culture that allows economics-related education at home and a plan to make practical economics education in schools.