Abstract
The article analyzes the changes taking place in services under the influence of global digitalization, provides a theoretical background for the research topic, within which approaches to the definition of the term financial service are analyzed, as well as the prerequisites for the transition from traditional to digital services. The main successive historical events associated with the development of electronic money, which formulated the stages of transformation of services, are considered. The features of the development of national digital currencies are revealed on the example of the Bahamas and the People's Republic of China. The state of development of digital services in the form of installing applications for mobile devices in the regions of the world is analyzed. The features of the regional demand for digital services by categories of users have been investigated. The main drivers of the development of digital services for infrastructure and the essence of the risks of digital services are considered.
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