Abstract
The relevance of the chosen topic lies in the study of payment systems, in identifying the advantages of a non-cash form of circulation over cash, and in also formulating the main problems that slow down their development. The article gives an interpretation of the concept of a payment system, high-lights its subsystem-an electronic payment system, and presents the main types of payment systems used by Russian payers. Based on the analytical information about the historical formation of pay-ment systems in Russia, their current level of development, their main prospects are formulated.
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