Abstract

The great reforms of Alexander II contributed to the development of a network of state and non-state bank-ing institutions. Non-state credit organizations such as commercial banks not only lent to different sectors of the domestic economy, but also brought financial dividends to the holders of their shares. Commercial banks played the role of intermediaries between persons with free capital and citizens of the Russian Empire who needed additional financial resources. The activities of private bank institutions were aimed at supporting the people of the Russian Empire by providing various banking services. The author explores the activities of commercial banks in the context of the development of capitalist relations in the reformed Russia. The activity of lending to the Don population by central and local commercial banks is considered separately. On the basis of statistical materials, it describes the operations of the Azov-Don commercial bank. The organizational structure of the Azov-Don commercial bank is investigated. Its activity is considered as financial discount, issue of loans and reception of deposits.

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