ПЕРСПЕКТИВЫ ВНЕДРЕНИЯ И ИСПОЛЬЗОВАНИЯ ЦИФРОВЫХ ВАЛЮТ ЦЕНТРАЛЬНЫХ БАНКОВ

Abstract

The global economy is constantly changing. The spread of "digital" technologies sooner or later had to affect the evolution of money. If the emergence of cryptocurrencies is considered as an attempt by individuals and companies to get away from state payment systems, then digital currencies of central banks or Central securities are an asymmetric response of the state to the development of cryptocurrencies. The purpose of the study is to identify trends in the introduction and use of digital currencies by central banks. The object of research: digital currencies. Subject of research: digital currencies of central banks. Methodology: Using the method of systematic analysis of scientific sources and regulatory documents regulating the scope of digital currencies, the trends of digital currencies and the transformation of the payment system, which are relevant today, were investigated. Result: It should be noted that the synchronous decision of almost all Central Banks in the world to accelerate the introduction of central securities for domestic and international settlements confirms the approach according to which, when analyzing relations between countries, more attention should be paid to real economic ties and processes, rather than declared statements.