Abstract
Порівняльний аналіз систем страхування вкладів у країнах світу
Highlights
The key to the development of the Ukrainian economy is to provide its subjects with enough financial resources, which can be realized by broad involvement of deposits of individuals and legal entities in the banking system
It is proved that in all countries deposit insurance systems guarantee banks, at the same time there are countries where money invested in credit unions, financial cooperatives, insurance companies or securities management companies are guaranteed
It is revealed that in most countries the deposit guarantee system is governed by the government, the legal status of the deposit insurance institution is independent
Summary
The key to the development of the Ukrainian economy is to provide its subjects with enough financial resources, which can be realized by broad involvement of deposits of individuals and legal entities in the banking system. In this context, the need to build an effective deposit guarantee system becomes important, as a means of safeguarding the financial interests of depositors, and as a mechanism to mitigate financial shocks and crises. The purpose of the article is to analyze and compare existing types and models of deposit insurance systems in different countries of the world
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