ЛІЗИНГ ЯК ІНСТРУМЕНТ СТИМУЛЮВАННЯ ІННОВАЦІЙ: ПЕРСПЕКТИВИ ТА СТРАТЕГІЇ

Abstract

Amid the spread of the global crisis and the shortage of financial resources, innovation is becoming one of the most important elements in ensuring survival and growth in the market. Therefore, leasing as one of the options for raising capital plays an important role in the innovative development of enterprises. The article considers the use of leasing as a tool for stimulating innovation in business and analyzes the impact of leasing relations on the development of enterprises and increasing their competitiveness. The research shows that today the leasing services market is characterized by a variety of leasing forms, models of leasing agreements and a diverse system of legal forms regulating the functioning of the leasing mechanism. The main stages of the leasing mechanism include: selection of the leased asset, selection of the lessor, conclusion of the lease agreement, payment of the lease fee under the agreement, use of the leased asset and termination of the lease agreement. The use of leasing has a positive impact on the operations of enterprises by reducing costs, improving productivity and product quality, accelerating the turnover of assets, and improving profitability. Due to the involvement of leasing companies in the process of innovation and their integration into the formation of innovative infrastructure, the issue of developing and expanding tools for the implementation of innovative leasing is important. Innovative leasing is distinguished by its uniqueness and high level of specialization of the equipment that is the object of leasing. We consider innovative leasing to be an effective and promising tool for technical modernization and innovation. Increasing the level of technological equipment in the leasing services market will help to expand the leasing portfolio, including attracting new types of assets. Considering innovative approaches to the provision of leasing services, in particular, the introduction of blockchain and other advanced technologies, it is obvious that such initiatives will have a significant positive impact on the competitiveness of leasing. The main advantage of innovative leasing is that it helps to respond more quickly to market changes and, if necessary, to quickly update the company's innovation strategies.